
Gearbox
Gearbox is a tokenisation lending stack providing institutional credit infrastructure including margin, prime brokerage, and portfolio loans for real-world assets.

What is Gearbox?
Gearbox is a tokenisation lending stack that provides institutional credit infrastructure for real-world assets, including margin, prime brokerage, and portfolio loans. The protocol uses segregated accounts that mirror traditional finance relationships in DeFi, with per-account allowlists, jurisdiction filters, and per-user risk limits. Gearbox supports issuer-aware mechanics with custom deposit and redemption options, regulatory and KYC requirements through token whitelists and transfer rules, and legal enforcement workflows. The platform offers long-term savings products with up to 14% APY and institutional-grade leverage for approved participants. Battle-tested since 2021 with over $12B in transaction volume and more than $3M spent on security across 30+ audits, Gearbox has maintained zero breaches.
Web3 dapps and developer tools related to Gearbox
Discover blockchain applications that are frequently used with Gearbox.
Developer resources from Alchemy

What are DeFi AI agents? Use cases, risks, and architecture
DeFi AI agents, also called DeFAI agents, are autonomous systems that can reason, sign, and settle onchain under policy controls.

The developer's guide to blockchain app development costs in 2025
Want to know what kind of budget you'll need to build an app onchain?

Building the world’s largest prediction market: Polymarket at $15.5B+
While Polymarket was scaling their business on Alchemy, our team completely rebuilt our infrastructure from the ground up to elevate our customers to the next level.
Gearbox alternatives
Explore web3 competitors and apps like Gearbox.
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

