
Pareto
Pareto (formerly Idle Finance) is a credit coordination protocol that provides DeFi yield optimization across multiple yield sources.

What is Pareto?
Pareto, formerly known as Idle Finance, is a credit coordination protocol and suite of products that serves as a one-stop source of DeFi yield. The protocol offers curated yield opportunities from sources including Fasanara Investments, Ethena, and Instadapp, with APYs reaching over 40%. Pareto enables users to optimize their digital asset allocation across leading DeFi protocols, whether they want to maximize yield or manage their risk/return profile. The protocol has been battle-tested since 2019, with security audits from Quantstamp, Certik, and ConsenSys Diligence, and is fortified by a $100K bug bounty program. Pareto is fully decentralized and community-governed, with over 3,700 token holders and an active governance forum.
Web3 dapps and developer tools related to Pareto
Discover blockchain applications that are frequently used with Pareto.
Developer resources from Alchemy

What is the stablecoin sandwich?
Learn how the stablecoin sandwich payment model works and what it means for cross-border payments.
Stablecoin treasuries: from dead capital to yield-generating infrastructure
Most corporate stablecoin balances earn nothing while issuers capture yield on reserves. Learn where onchain yield comes from, what blocks enterprise deployment, and how infrastructure like gasless transactions and multi-chain RPC closes the gap.

How Stable built the world's highest yield savings app with smart wallets
Stable built the world's highest yield savings app using smart wallets. Learn how they achieved 10% APY, 50% lower costs, and full self-custody.
Pareto alternatives
Explore web3 competitors and apps like Pareto.
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

